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Lisa Scamehorn

Click here for more info about Lisa

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Annette Hamilton
Benefit Communication Specialist

Dream Vacation:  Okinawa, Japan


Joined the team:  September 2016


Annette works with the entire crew to hone our internal processes so that together we can  provide the best communication to our clients.  She also assists Pharos in launching new companies into the sea of employee benefits.  Tracking down the details keeps our crew moving forward on a steady course.


Minnesota Life, Accident & Health License


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Julie Keller
Medicare Specialist

Secret Passion:  I am an artist and in my spare time I paint awesome murals

Joined the team:  August 2016


Navigating the ever changing waters and topography of Medicare Supplement, Advantage, Cost and Prescription drug plans keeps Julie busy during the day.  She is patient and understanding and works to ensure you have the correct plan based on your needs, health situation and current medications.


Minnesota Life, Accident & Health License

Wisconsin Life, Accident & Health License

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Terri Moxley
Benefit Consultant 

Secret Passion:  Digging in the dirt aka gardening


Joined the team: February 2022

Consulting with our larger clients to navigate the constantly changing topography of employee benefits is Terri’s strength.  Her experience and attention to detail will help our employers and their teams chart a course to provide meaningful benefit packages.  Her efforts in communicating the complicated language of benefits will set our clients at ease.  Together she will assist employers in attracting, retaining and retiring the best talent.

Minnesota Life, Accident & Health License

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Melinda Woodrow
Benefit Advocate

Dream Vacation:  Travel to Hamar, Norway to see where my Great Grandma grew up before journeying to Ellis Island with her family in the 1920's.

Joined the team:  July 2021

Melinda works with employers that have 2-9 employees.  Making sure that growing entrepreneurs can keep their business running and still offer a competitive benefits package.  She also assists with any eligibility changes for all clients.  Her positive, caring attitude and thirst for knowledge, will help calm the waters during the constantly changing tides.

Minnesota Life, Accident & Health License

Kalia Lor
Benefit Advocate
Individual Specialist
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Secret Passion:  Upcycle - putting a new twist on gently used items!

Joined the team:  March 2021

The employee benefits industry continues to grow and adapt.  Kalia will assist the team with non-medical benefits. We have found that great employers continue to leverage benefits to attract, retain and retire employees.  She is also eager to learn and assist with employee transitions in and out of the individual market place.  Her energy will help keep our ship moving forward!  


Minnesota Life, Accident & Health License


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Julie Wheeler
Benefit Advocate

Dream Vacation:  Ireland or Greece to enjoy the landscapes!  

Joined the team: March 2022

As a compass leads you consistently to your destination, Julie keeps the day-to-day customer service on course, so that we can deliver accurate and up to date assistance to our clients and their employees. With several years of experience in customer service and the insurance industry her steady confidence and attention to detail complements our crew.


Minnesota Life, Accident & Health License


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