Lisa Scamehorn

Click here for more info about Lisa

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Annette Hamilton
Benefit Advocate

Dream Vacation:  Okinawa, Japan


Joined the team:  September 2016


She launches new companies into the sea of employee benefits. Annette works with employers that have 2 -9 employees. Making sure that new and growing entrepreneurs can keep their business running and still offer a competitive benefits package. She also assists with any additions, changes and terminations for all clients.


Minnesota Life, Accident & Health License


Julie Keller
Individual & Medicare Specialist

Contact: 651-393-5307 

Secret Passion:  Julie is an artist in her spare time who paints awesome murals

Joined the team:  August 2016


Navigating the ever changing waters and topography of individual health insurance and Medicare Supplement plans keeps Julie busy during the day.  She is patient and understanding and works to ensure you have the correct plan based on your needs, health situation and prescription medications.


Minnesota Life, Accident & Health License

Wisconsin Life, Accident & Health License

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Nikki Watermolen
Benefit Consultant 

Secret Passion: She works in a sword shop during the Renaissance Festival


Joined the team:  June 2012

Daily challenges keep Nikki on her toes as she helps to keep Pharos anchored when at port. She is integral in the sales and cost analysis for our larger employers. Her insight, patience and calm demeanor are important for keeping clients and the team on course.

Minnesota Life, Accident & Health License

Adeline Saunders
Benefit Assistant

Secret Passion:  She is currently working on writing a novel

Joined the team:  November 2020


She is the sail that keeps our ship moving in the right direction.  Adeline will develop and execute internal processes to provide the best customer service to our clients.  Her background in writing and Russian studies will provide a new, detailed and innovate direction to our team.


Kalia Lor
Benefit Assistant

Secret Passion:  Upcycle - putting a new twist on gently used items!

Joined the team:  March 2021

The employee benefits industry continues to grow and adapt.  Kalia will assist the team with non-medical benefits. We have found that great employers continue to leverage benefits to attract, retain and retire employees.  She is also eager to learn and assist with employee transitions in and out of the individual market place.  Her energy will help keep our ship moving forward!  



Annalise Scamehorn
Benefit Assistant

Contact: 651-393-5305

Favorite Outdoor Activity:  Hammocking


Joined the team: June 2019

As a compass leads you consistently to your destination, Annalise keeps the day-to-day office tasks and internal processes on course, so that we can deliver accurate and up to date solutions to our clients. With skills in mathematics and data analytics, she is able to assist us in charting the course for clients based on their claims data.  Her steady confidence and
attention to detail complement our crew.




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